Flexible financing for personal and family needs
Achieve what you aspire to — travel and tourism, Hajj and Umrah, or healthcare and education — with Ijara al-Manafi from Al Waha Bank, providing flexible financing to cover these services in accordance with Sharia principles.
Travel and tourism
Plan your trip and holiday without strain, with financing that covers travel costs and hotel bookings on repayment plans that fit your budget.
Hajj and Umrah
Do not let the cost of the journey stand between you and Hajj or Umrah. Financing covers trip costs with fast procedures and comfortable repayment periods.
Medical services
Take care of your health and your family’s, with financing that covers treatment and medical procedures on a flexible repayment plan that eases the burden when you need it most.
Education services
Invest in your children’s future, with financing that covers tuition and education costs across school and university stages.
Acquire the goods you need with affordable instalments
Acquire the goods you need with ease through Al Waha Bank’s installment sale, in line with Sharia rules: we obtain what you want and sell it to you in affordable instalments that suit your income, with fast procedures and flexible repayment plans for a simple, secure experience.
Financial facilities and cooperative solutions without profit
A dedicated range for emergency and seasonal needs, with care and affordable facilities.
Wafed card — Individuals
Complete your financial transactions with liquidity and security using the Wafed card for residents and expatriates. It lets you manage your funds, make payments and withdraw cash easily in Libya — a practical, reliable tool for a comfortable banking experience.
Qard Hassan programmes
We stand with you for occasions and seasonal needs through Al Waha Bank’s Qard Hassan programme, which provides interest-free financing based on social solidarity, so you can meet your needs with ease and dignity.
FAQ about financing
Answers to your questions about Sharia-compliant financing programmes.
Start your banking experience with Al Waha Bank
Whether you are looking for a personal account, a payment card, a transfer service, financing for your project, or digital solutions to manage your business, Al Waha Bank offers a range of services designed to support your needs.