Modern banking for an easier life
Save, transfer and shop wherever you are with integrated banking solutions that meet your daily needs securely and in full compliance with Sharia principles.
Flexible accounts to manage your money securely
Al Waha Bank offers bank accounts designed for individuals, with traditional and digital services that make it easy to manage funds and track transactions.
Stay connected to your money wherever you are
An account designed for non-residents and expatriates, enabling them to manage their funds and use banking services easily wherever they are.
Required documents:
Local and international payment options for your needs
Al Waha Bank offers a range of local and international cards for cash withdrawals, POS payments, online shopping and everyday transactions with ease and security.
Local cards
A local debit card linked directly to your current account, for access to funds, ATM withdrawals, POS payments and online purchases.
A card designed for business owners, helping them make purchases, withdrawals and electronic payments and manage daily transactions efficiently.
A local card that can be reloaded electronically and used for POS payments and online shopping.
International cards
An international card for payments and cash withdrawals on the global Visa network, suited to everyday needs while travelling or outside Libya.
An international card for worldwide cash withdrawals, secure online purchases and payments, plus exclusive offers and discounts at selected merchants.
A card that combines flexibility, security and exclusive benefits, including travel services, Visa Concierge, global offers and access to participating airport lounges, subject to card terms.
Move your money inside Libya and abroad
Al Waha Bank offers transfer and payment solutions that help customers send and receive funds and complete financial transactions quickly and accurately.
Local transfers and payments
An electronic payment service for payments and transfers, POS and participating merchant payments, and real-time tracking of transactions through digital channels.
A mobile digital payment service for transfers between accounts, electronic payments, transaction tracking and instant notifications.
A real-time interbank settlement system for high-value transfers and transactions that require immediate, final settlement.
An electronic clearing system that processes transfers and payments in scheduled batches, suited to salaries, bills, recurring payments and non-urgent transfers.
International transfers
A service for sending and receiving international remittances over a secure global banking network, with tracking via the transfer reference.
A fast international transfer solution for sending and receiving funds through a wide agent network, with cash pickup at authorised locations subject to available arrangements.
Your banking services, closer to you
Al Waha Bank provides an integrated digital banking platform that helps individuals and businesses manage accounts and complete transactions online and on mobile.
Waha Pay app
Waha Pay lets you manage accounts and complete financial transactions on your mobile (balances, transfers, top-ups, bill payments and instant notifications).
Online banking
Use an electronic channel to access your banking services and follow your accounts in line with the Bank’s approved procedures.
Access the serviceSecurity and protection
Al Waha Bank apps use advanced protection systems and modern encryption, together with multi-factor authentication, to help protect data and financial transactions in line with approved banking standards.
Flexible solutions for every need
Al Waha Bank offers a range of financing products for individuals, provided in accordance with Sharia principles, with comfortable repayment plans and simplified procedures.
Installment sale
Acquire the goods you need and repay in affordable instalments that suit your income, in line with Sharia rules and with simplified procedures.
Ijara al-Manafi
Ijara al-Manafi finances a range of services that meet the needs of individuals and families:
Wafed card
A card designed for residents and expatriates, enabling them to manage funds, make payments and withdraw cash in Libya with ease and security.
Support for seasonal needs, interest-free
Al Waha Bank stands with you for family occasions and seasonal needs through Qard Hassan programmes that provide interest-free financing with affordable instalments, so you can meet your needs with ease and dignity.
Holy Month programme
Welcome Ramadan with peace of mindA Qard Hassan that helps you cover the expenses of the holy month, with repayment in affordable, interest-free instalments.
Back-to-school programme
Prepare for the school year without extra burdenA Qard Hassan that covers school expenses and supplies for your children, with fast procedures and an affordable repayment plan.
Adhiyati programme
Fulfil the Sunnah of Udhiyah with easeAdhiyati helps you cover the cost of the sacrifice during Eid al-Adha through an interest-free Qard Hassan with comfortable instalments.
A complete, secure banking experience
Range of services
Accounts, cards, transfers, financing and digital services for individuals and businesses.
Easy access
Services available through branches and digital banking channels.
Safety and reliability
Protection systems, encryption and multi-factor authentication.
Sharia-compliant solutions
Financing products offered under Sharia contracts and controls.
Customer support
Help, enquiry and complaint channels available to customers.
Follow exchange rates with ease
Use the live rates tool to view the currency exchange rates available at Al Waha Bank, so you can stay informed about information related to your financial transactions.
View exchange ratesBanking services closer to you
Al Waha Bank branches serve a number of Libyan cities and areas, including Tripoli, Misrata, Zliten, Janzour, Tajoura, Zawiya, Zuwarah, Tarhuna, Ubari and Benghazi.
View the branch mapWe are here to help
You can contact Al Waha Bank for support and information on accounts, cards, transfers, digital services and financing products.
Quick answers about Al Waha Bank services
Start your banking experience with Al Waha Bank
Discover a range of accounts, cards, transfers, digital services and financing products designed for your daily needs and future ambitions.